Discussion Paper
Monitoring High Credit Growth: The Link Between Local Deposits and CRE Lending
Abstract: Outstanding mortgage debt in the commercial real estate (CRE) sector totaled $6 trillion at the end of 2024 including owner-occupied and nonowner-occupied real estate, multifamily mortgages, and loans backed by acquisition, development, and construction projects. Banks hold half of all CRE debt, with regional and small institutions (under $100 billion in assets) collectively accounting for a larger share of this lending than their larger counterparts with assets over $100 billion.
https://doi.org/10.17016/2380-7172.4039
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https://www.federalreserve.gov/econres/notes/feds-notes/monitoring-high-credit-growth-the-link-between-local-deposits-and-cre-lending-20260501.html
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Bibliographic Information
Provider: Board of Governors of the Federal Reserve System (U.S.)
Part of Series: FEDS Notes
Publication Date: 2026-05-01
Number: 2026-05-01-2