Discussion Paper

Estimated Quarterly Levels of Bank Lending Standards and Credit Availability


Abstract: Levels of bank lending standards are an important gauge of the availability of credit to businesses and households, especially during times of high economic uncertainty. Yet while the Senior Loan Officer Opinion Survey on Bank Lending Practices (SLOOS) asks directly about banks' changes in standards each quarter, it only asks about levels once a year, in July.

https://doi.org/10.17016/2380-7172.3805

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Provider: Board of Governors of the Federal Reserve System (U.S.)

Part of Series: FEDS Notes

Publication Date: 2025-06-06

Number: 2025-06-06-2