Journal Article
The evolution of bank lending to small business
Abstract: This article examines how consolidation, along with the use of credit-scoring models for lending, may be reflected in recent patterns of small business lending by banks. The authors find that the market for small business lending has been substantially influenced both by the wave of bank consolidations and by the adoption of efficiency-enhancing information technologies at banks.
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Bibliographic Information
Provider: Federal Reserve Bank of Boston
Part of Series: New England Economic Review
Publication Date: 1998
Issue: Mar
Pages: 27-36