Conference Paper
Credit and identity theft
Abstract: The quintessential crime of the information age is identity theft, the malicious use of personal identifying data. In this paper, the authors present a model of identities and their use in credit transactions. The incidence of identity theft represents a tradeoff between a desire to avoid costly and/or invasive monitoring of individuals on the one hand, and the need to control transaction fraud on the other. The results suggest that technological advances will not eliminate this tradeoff.
Access Documents
File(s): File format is application/pdf https://www.bostonfed.org/-/media/documents/events/payment-choice-2005/papers/kahn_roberds.pdf
Authors
Bibliographic Information
Provider: Federal Reserve Bank of Boston
Part of Series: Conference Series ; [Proceedings]
Publication Date: 2005