Report

2022 Survey and Diary of Consumer Payment Choice


Abstract: In October 2022, US consumers reported making 39 payments per month on average, unchanged from 2021 when adjusted for questionnaire changes. As a share of all payments by number, most payments were by credit card (31 percent) or debit card (29 percent). By value, 43 percent of payments value was made electronically from a bank account using one of two ACH methods and 35 percent were made using a card (debit, credit, or prepaid).

JEL Classification: D12; D14; E42;

https://doi.org/10.29338/rdr2023-03

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Provider: Federal Reserve Bank of Atlanta

Part of Series: Consumer Payments Research Data Reports

Publication Date: 2023-06-13

Number: 2023-03