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Behind the Signs: Factors That Affect Gasoline Prices
Behind the Signs: Factors That Affect Gasoline Prices,? provides an overview of the factors that determine gasoline prices, such as the price of crude oil along with taxes, location, and seasonal and weather effects.
Newsletter
A Dollar’s Worth: Inflation Is Real
Understanding the reality of inflation can help consumers make decisions in personal finance. Learn more about inflation, how it’s measured, and how the inflation rate is calculated in the December 2021 issue of Page One Economics: Focus on Finance.
Newsletter
Smart Phones and Budget Changes
Everyone wants financial success, but how can it be achieved? A first step in attaining this goal is making a budget. This means creating a plan that ensures an effective way to balance income, spending, and saving during a given time. Because a budget is so valuable, it is specifically included in the National Standards in Personal Finance: "People can improve their economic well-being by making informed spending decisions, which entails collecting information, planning, and budgeting."
Newsletter
Your Social Security Number: The 9-Digit Evolution
Your unique 9-digit Social Security number follows you throughout your lifetime. How did this number’s importance evolve? Discover answers in the January 2020 issue of Page One Economics: Focus on Finance, which traces Social Security number usage from its beginning in 1935 to current times.
Newsletter
From Coins to Big Bucks: The Evolution of General-Purpose Reloadable Prepaid Cards
Prepaid cards were invented to solve a problem: replacing coin usage in pay telephones. Since then, prepaid cards have evolved into a huge competitive market for general-purpose reloadable (GPR) prepaid cards. Read more about GPR prepaid cards in the inaugural edition of Page One Economics Focus on Finance.
Newsletter
Credit Bureaus: The Record Keepers
If you've taken a personal finance class, listened to the news on radio or television, read articles in the newspaper, or participated in social media, chances are you've seen or heard something about a credit bureau. In fact, the term "credit bureau" is so commonly mentioned that you may have not given much thought to the work and power of credit bureaus and how this affects you. Actually, there is much to learn about credit bureaus?and the records they keep.
Newsletter
Income Tax: Facts and Filings
Federal individual income tax must be paid to the U.S. government, but the amounts paid vary widely. The December 2016 issue of Page One Economics: Focus on Finance addresses basic facts about the tax?its history, purpose, and current structure.
Newsletter
Unemployment Insurance: A Tried and True Safety Net
Today, every state has an unemployment insurance program. This provides some income to qualified, unemployed workers who have lost their jobs through no fault of their own. But how did these programs begin and how does the federal-state partnership work? The December 2020 issue of Page One Economics: Focus on Finance describes this partnership that began in 1935.
Newsletter
The Smart-Chip Credit Card: A Current Solution
The familiar magnetic stripe credit cards used for decades in the United States are being phased out. Read about the new smart-chip credit cards, designed to reduce fraud and improve security, in the March issue of Page One Economics: Focus on Finance.
Newsletter
Advertising: Dollars and Decisions
Consumers see or hear thousands of advertisements each day. The April 2017 issue of Page One Economics: Focus on Finance reviews advertising history and strategies ads use to create demand and influence consumer tastes and preferences.