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Journal Article
Research Spotlight: Industrialization and the Workforce
Briefing
Implications of Risks and Rewards in College Decisions
Despite a large and growing earnings premium for college graduates, growth in college enrollment and especially college attainment in the United States has been quite slow. The labor market's apparent lack of responsiveness to the earnings premium may be driven in part by the risks that marginally prepared students face when they go to college. Failing or dropping out could leave them with low wealth, high debt, and low earnings. Recent research indicates that neither further increases in the earnings premium nor reductions in college costs are likely to produce large increases in the college ...
Journal Article
Machine Learning
Jargon Alert on Machine Learning
Journal Article
Do Economists Ever Really Retire?
Journal Article
Credit Scoring and the Revolution in Debt
How a number changed lending (and got some Americans in over their heads
Journal Article
Human Capital
Jargon Alert on Human Capital
Journal Article
The Coronavirus and the Economy
Journal Article
Credit History
Book Review of "The Engine of Enterprise: Credit in America" by Rowena Olegario, Cambridge, Mass.: Harvard University Press, 2016, 291 pages.
Briefing
Identifying systemically important financial institutions
The Dodd-Frank Act, in addressing systemic risks to the financial system, requires federal regulators to extend a variety of requirements to nonbank financial institutions that are deemed "systemically important." But how can regulators, and the institutions themselves, best determine whether an institution is systemically important? Research in this area has generated a number of potential approaches.
Journal Article
Research Spotlight
"The Changing Benefits of Early Work Experience." Charles L. Baum and Christopher J. Ruhm. National Bureau of Economic Research Working Paper No. 20413, August 2014.