Search Results
Showing results 1 to 10 of approximately 88.
(refine search)
Journal Article
Safe and sound banking twenty years later: what was proposed and what has been adopted
This article assesses the extent to which changes in public policy regarding depository institutions have aligned with the recommendations made twenty years ago in Perspectives on Safe and Sound Banking (Benston et al. 1986). Several legislative initiatives and bank regulatory and supervisory changes during the past two decades have been in keeping with Benston and his coauthors' recommendations and analyses. But other recommendations in the book have not been followed, and some proposals the book rejected have been enacted through legislation or regulation. ; The article focuses in turn on ...
Journal Article
Financial modernization and regulation
Conference Paper
The search for financial stability: postscript
Journal Article
Commodity prices and inflation
Journal Article
California banks playing catch-up
Journal Article
New view of bank consolidation
Journal Article
Loss provisions and bank charge-offs in the financial crisis: lesson learned
The enormity of the recent financial shock was not fully apparent until well into the crisis. One result was that banks did unusually low levels of pre-reserving against eventual loan losses. Much of that underreserving was related to the extraordinary decline in real estate values that led to outsized losses on mortgage loans. This experience highlights the limitations of the bank provisioning process and the need to guard against worse-than-expected economic conditions through higher capital levels.
Journal Article
Productivity in banking
Journal Article
New deposit instruments
Journal Article
Deregulation and withdrawal penalties