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Bank:Federal Reserve Bank of Richmond  Series:Annual Report 

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A \\"New Normal\\"? The Prospects for Long-Term Growth in the United States

Aaron Steelman, director of publications, and John A. Weinberg, senior vice president and special advisor to the president, examine the claim that the U.S. economy has reached a "new normal" of roughly 2 percent annual growth. This has been the average growth rate since the end of the Great Recession, considerably lower than the post-World War II average. Proponents of the new normal hypothesis argue, among other things, that innovation has slowed and is unlikely to improve. They also believe that demographic trends pose serious problems for U.S. fiscal policy and will exert a drag on the ...
Annual Report

Report
Land of opportunity? Economic mobility in the United States. 2012 annual report of the Federal Reserve Bank of Richmond

Economics writer Jessie Romero and group vice president Kartik Athreya interpret data that suggest economic mobility has decreased in recent years. Many factors contribute to mobility, but for most people advancement depends on opportunities to obtain human capital ? opportunities that are not as good for children in poor families. Initiatives that focus on early childhood education seem to yield high returns on investment. Their feasibility on a large scale is unknown, but they may have the potential to help the United States achieve a more inclusive prosperity.
Annual Report

Report
The financial crisis : toward an explanation and policy response. 2008 annual report of the Federal Reserve Bank of Richmond

This year's article was co-authored by Aaron Steelman, director of publications, and John A. Weinberg, senior vice president and director of research. The authors discuss the key events of the financial crisis, examine which factors contributed to it, and consider how policymakers might most effectively respond. At the core of their discussion is the role that explicit and implicit government guarantees played in encouraging unwise risk-taking by financial institutions.
Annual Report

Report
Understanding Urban Decline

Senior policy economist Santiago Pinto and economics writer Tim Sablik discuss the forces that drive urbanization and the factors that determine where firms and households locate within cities. Pinto and Sablik also evaluate a variety of place-based and people-based policy responses to urban decline. Because every city is different, the authors caution that revitalization efforts that worked for one city may not work for another.
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