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Jel Classification:L88 

Working Paper
Faster payments in the United States: how can private sector systems achieve public policy goals?

Consumers and businesses are increasingly expecting faster payments. While many countries have already developed or are in process of developing faster payments, the availability of these payments is fragmented in the United States. The recently released paper by the Federal Reserve encourages private sector participants to provide faster payment services. However, private-sector faster payments systems will face significant challenges in achieving public policy goals of ubiquity, safety, and efficiency unless system governance represents broad public interests. One way to better align ...
Research Working Paper , Paper RWP 15-3

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