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Journal Article
Manufactured housing finance and the secondary market

Manufactured housing, or mobile homes, is often the most attractive housing option for many low- and moderate-income Americans. Reinforcing the concept that it is expensive to be poor, the financing of manufactured housing is often much more expensive than it needs to be. This article reviews how the current financing for manufactured homes functions, explores why it is so expensive, and suggests an important strategy to reduce its costs by pursuing a secondary market for manufactured home mortgages.
Community Development Innovation Review , Issue 1 , Pages 35-47

Speech
Housing market developments and their effects on low- and moderate-income neighborhoods : a speech at the 011 Federal Reserve Bank of Cleveland Policy Summit, Cleveland, Ohio, June 9, 2011

remarks at the 2011 Federal Reserve Bank of Cleveland Policy Summit, Cleveland, Ohio, June 9, 2011
Speech , Paper 607

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