Newsletter
Disintermediation marches on
Napoli, Janet; Baer, Herbert L. (1991-01)
Chicago Fed Letter , Issue Jan

Newsletter
Regulatory burden handicaps low-risk banking
Baer, Herbert L. (1988-01)
Chicago Fed Letter , Issue Jan

Conference Paper
The effect of bank risk on the price and availability of uninsured deposits
Baer, Herbert L.; Brewer, Elijah (1986)
Proceedings , Paper 102

Conference Paper
Risk-based capital and bank growth
Baer, Herbert L.; McElravey, John N. (1993)
Proceedings , Paper 404

Working Paper
Opportunity cost and prudentiality: an analysis of collateral decisions in bilateral and multilateral settings
Moser, James T.; France, Virginia G.; Baer, Herbert L. (2001)
This paper develops a model that explains how the creation of a futures clearinghouse allows traders to reduce default and economize on margin. We contrast the collateral necessary between bilateral partners with that required when multilateral netting occurs. Optimal margin levels balance the deadweight costs of default against the opportunity costs of holding additional margin. Once created, it may be optimal for the clearinghouse to monitor the financial condition of its members. If undertake, monitoring will reduce the amount of margin required but need not affect the probability of ...
Working Paper Series , Paper WP-01-26

Journal Article
Payments system issues in financial markets that never sleep
Baer, Herbert L.; Evanoff, Douglas D. (1990-11)
Economic Perspectives , Volume 14 , Issue Nov , Pages 2-15

Journal Article
The effects of nationwide banking on concentration: Evidence from abroad
Baer, Herbert L.; Mote, Larry R. (1985-01)
Economic Perspectives , Volume 9 , Issue Jan

Working Paper
Capital adequacy and the growth of U.S. banks
Baer, Herbert L.; McElravey, John N. (1992)
Working Paper Series, Issues in Financial Regulation , Paper 92-11

Journal Article
Capital shocks and bank growth -- 1973 to 1991
Baer, Herbert L.; McElravey, John N. (1993-07)
Economic Perspectives , Volume 17 , Issue Jul , Pages 2-21

Newsletter
Setting futures margins: who?...and how high?
O'Neil, Maureen V.; Baer, Herbert L. (1988-05)
Chicago Fed Letter , Issue May