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Discussion Paper

The Effects of the Ability-to-Repay / Qualified Mortgage Rule on Mortgage Lending


Abstract: In this note, we use a unique set of mortgage applications and locks data from January 2013 through September 2018 to examine the effects of the ATR/QM rule on mortgage lending and mortgage pricing.

https://doi.org/10.17016/2380-7172.2296

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File(s): File format is text/html https://www.federalreserve.gov/econres/notes/feds-notes/effects-of-the-ability-to-repay-qualified-mortgage-rule-on-mortgage-lending-20181116.htm

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Bibliographic Information

Provider: Board of Governors of the Federal Reserve System (U.S.)

Part of Series: FEDS Notes

Publication Date: 2018-11-16

Number: 2018-11-16