Journal Article

Rethinking the regulatory response to risk-taking in banking


Abstract: A perspective on regulatory reform of the financial industry, focusing on the need to revamp the deposit-insurance system and recommending greater reliance on market forces, less reliance on the regulatory apparatus, and the retention of the current framework of multiple regulatory agencies.

Keywords: Bank supervision; Deposit insurance;

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Bibliographic Information

Provider: Federal Reserve Bank of Cleveland

Part of Series: Economic Commentary

Publication Date: 1989

Issue: Jun

Order Number: 1